Following table lists the expenses that insurance company does not pay and must be paid by insured person:
| Sr. No. |
Description of Medical / Non-Medical Billing Heads |
| 1 | AMBULANCE CHARGES |
| 2 | HOSPITAL REGISTRATION CHARGES |
| 3 | HOSPITAL CERTIFICATE CHARGES |
| 4 | HOSPITAL MEDICAL REPORT / CD / CASSETTE CHARGES |
| 5 | XEROX CHARGES |
| 6 | TELEPHONE CHARGES / FAX CHARGES |
| 7 | E-MAIL/INTERNET CHARGES |
| 8 | FOOD & BEVERAGES CHARGES FOR ATTENDENTS / VISITORS |
| 9 | PRIVATE NURSES CHARGES DURING HOSPITALISATION |
| 10 | PRIVATE NURSES CHARGES DURING PRE & POST HOSPITALISATION PERIOD |
| 11 | ATTENDENTS / AYAHS CHARGES |
| 12 | TELEVISION CHARGES |
| 13 | DOCUMENTATION CHARGES |
| 14 | UNEXPLAINED MISCELLANEOUS CHARGES |
| 15 | BARBER CHARGES |
| 16 | LUXURY TAX |
| 17 | MORTURY CHARGES |
| 18 | EXTRA CHARGES FOR BED FOR ATTENDENT / DUAL BED CHARGES |
| 19 | ADDITIONAL ROOM CHARGES FOR ATTENDENTS |
| 20 | CAMERA / CD / VIDEO CHARGES |
| 21 | DONER SCREENING CHARGES |
| 22 | ENTRANCE CHARGES |
| 23 | WASHING / LAUNDRY / DHOBI CHARGES |
| 24 | ATTENDANCE CHARGES IN THE HOSPITAL FOR THE FAMILY DOCTORS |
| 25 | INVESTIGATION & TREATMENT CHARGES FOR AILMENTS / DEFECTS PRE-EXISTING |
| 26 | CPAP MACHINE |
| 27 | BIPAP MACHINE |
| 28 | SPECTACLES |
| 29 | CONTACT LENSES |
| 30 | HEARING AIDS |
| 31 | ONE-TOUCH STRIP (DM) |
| 32 | AMBULATORY DEVICES LIKE CRUTCHES / WALKERS |
| 33 | WHEEL CHAIR |
| 34 | SPINT |
| 35 | BRACES |
| 36 | SLINGS |
| 37 | SPIROMETER |
| 38 | COSY SHEETS |
| 39 | WARMING BLANKETS |
| 40 | THERMOMETER |
| 41 | BED PAN |
| 42 | URINE CAN |
| 43 | TRACTION KIT / WEIGHTS |
| 44 | WEIGHING SCALE |
| 45 | WATER BED / ALFA BED |
| 46 | TOILERY ITEMS LIKE DETTOL / SAVLON / MOUTH-WASH / SOAP / EU DE COLOGNE |
| 47 | AIR FRESHNERS / MOSQUITO REPELLANTS / DISINFECTANTS |
| 48 | BELTS- ABDOMINAL / COLLAR |
| 49 | LINEN CHARGES IN OT |
| 50 | FILTER CHARGES IN OT |
| 51 | ANY MEDICAL EQUIPMENT WHICH IS USED SUBSEQUENTLY AT HOME |
| 52 | CREPE BANDAGE |
| 53 | GLUCON – D |
| 54 | ENEMA |
| 55 | PRE & POST MEDICAL EXPENSES |
| 56 | HORLICKS / BOOST (BEVERAGES) |
| 57 | GLUCOMETER |
| 58 | UROMETER |
| 59 | UNDERPADS |
| 60 | BAND AID |
| 61 | SCRUBING CHARGES |
| 62 | CRADLE CHARGES |
| 63 | DIET CHRGES / DIETICIAN CHARGES |
| 64 | MINERAL WATER |
| 65 | PLASTER (DYNA) |
| 66 | EYE SHIELD / EYE CUP / EYE PATCH |
| 67 | IMMUNIZATION (VACCINATION) CHARGES |
| 68 | NEBULIZER KIT |
| 69 | KOOCHI'S / DYPERS / SANITORY PADS / TISSUE PAPERS |
| 70 | VISITOR'S PASS CHARGES / TOOTH PASTE / POWER / SHAVING SET ETC. |